Members save £125
Pre-paid Funeral Plans

Gold Funeral Plan

Our fully guaranteed funeral plan with 5-star ratings from Fairer Finance and Defaqto 8 years running.

£4,160
Member Card Icon Co-op members save £125. Member Price: £4,035.   Become a member

Monthly instalments available

Buy a funeral plan Buy a funeral plan
Pre-paid Funeral Plans

Gold Funeral Plan

Our fully guaranteed funeral plan with 5-star ratings from Fairer Finance and Defaqto 8 years running.

£4,160
Member Card Icon Co-op members save £125. Member Price: £4,035.   Become a member

Monthly instalments available

Buy a funeral plan Buy a funeral plan
Members save £125

Gold Funeral Plan includes:

  • Choice of two quality wood veneer coffins.

  • All third-party fees, including cremation fees, covered.

    Third party fees are charges for services not provided by a funeral director but that must be paid before the funeral can take place, such as officiant's fees.

  • Two limousines (seats 12).

    Two 6-seater limousines to transport people to and from the service.

  • Flexible funeral cortege.

    Flexibility to choose the cortege route to the service, up to 20 miles.

  • Mutual agreement on the date and time of the funeral.

  • Visit private remembrance room by appointment at any time.

    Visits can be anytime but must be pre-arranged.

  • Co-op pallbearers carry the coffin where safe to do so.

    Co-op personnel or family and friends can carry the coffin or use a wheeled bier.

  • Memorial photograph on canvas.

    A 50cm x 76cm photograph to display at the funeral or keep as a memorial.

There are no exclusions in our Gold Plan:

Gold Funeral Plan includes:

  • Choice of two quality wood veneer coffins.

  • All third-party fees, including cremation fees, covered.

    Third party fees are charges for services not provided by a funeral director but that must be paid before the funeral can take place, such as officiant's fees.

  • Two limousines (seats 12).

    Two 6-seater limousines to transport people to and from the service.

  • Flexible funeral cortege.

    Flexibility to choose the cortege route to the service, up to 20 miles.

  • Mutual agreement on the date and time of the funeral.

  • Visit private remembrance room by appointment at any time.

    Visits can be anytime but must be pre-arranged.

  • Co-op pallbearers carry the coffin where safe to do so.

    Co-op personnel or family and friends can carry the coffin or use a wheeled bier.

  • Memorial photograph on canvas.

    A 50cm x 76cm photograph to display at the funeral or keep as a memorial.

There are no exclusions in our Gold Plan:

Simple, Bronze, Silver and Gold funeral plans include:

  • Choice of burial or cremation.

  • A coffin.

  • A hearse or suitable vehicle for the day of the funeral.

All our funeral plans include:

  • Guidance and support from an experienced funeral director.

  • Collecting the person who has died within a 50-mile radius. Longer journeys arranged for an additional cost.

  • Care and preparation of the person who has died.

  • Removal of standard medical devices, for example, pacemakers.

  • A funeral wishes form for you to tell us any wishes you might have, such as music or flowers choices.

    If you choose a direct cremation, you can use this form to let people know what you want to happen with your ashes and how you want to be remembered.

  • A free call from our Funeral Bereavement Support Team offering bereavement support and help with any legal issues.

Not included in any of our funeral plans:

  • Embalming.

    The price of embalming is £175. People are free to decide if they want to have someone embalmed or not.

  • Flowers.

  • Newspaper notices.

  • Alternative hearses.

  • Orders of service.

    These, and any other personal touches, can be added at the time of arranging the funeral.

Simple, Bronze, Silver and Gold funeral plans include:

  • Choice of burial or cremation.

  • A coffin.

  • A hearse or suitable vehicle for the day of the funeral.

All our funeral plans include:

  • Guidance and support from an experienced funeral director.

  • Collecting the person who has died within a 50-mile radius. Longer journeys arranged for an additional cost.

  • Care and preparation of the person who has died.

  • Removal of standard medical devices, for example, pacemakers.

  • A funeral wishes form for you to tell us any wishes you might have, such as music or flowers choices.

    If you choose a direct cremation, you can use this form to let people know what you want to happen with your ashes and how you want to be remembered.

  • A free call from our Funeral Bereavement Support Team offering bereavement support and help with any legal issues.

Not included in any of our funeral plans:

  • Embalming.

    The price of embalming is £175. People are free to decide if they want to have someone embalmed or not.

  • Flowers.

  • Newspaper notices.

  • Alternative hearses.

  • Orders of service.

    These, and any other personal touches, can be added at the time of arranging the funeral.

Downloads

Gold Plan burial summary (PDF, 72kb)

Gold Plan cremation summary (PDF, 73kb)

Brochure of funeral plans (PDF, 2,905kb)

Terms and conditions of funeral plans (PDF, 258kb)

View other plans

Learn more about our range of funeral plans:

Direct Cremation

Simple

Bronze

Silver

Compare funeral plans

Get a simple overview of how our funeral plans compare to each other.

Compare our funeral plans.

Payment options for Gold Funeral Plan

When you buy a plan with Co-op you can be confident that your money is protected and your funeral will be provided when the time comes.

Co-op Members save £125 on a Gold Plan.

Pay in full

Pay the full cost in a single payment.

£4,160

Pay monthly over 6 or 12 months

Spread the cost over 6 or 12 months at no extra charge.

Pay monthly over 2 to 25 years

Charges apply when you pay over 2 to 25 years because you’re paying over a longer period.

Buy a plan or speak to someone

Online

If you're ready to buy online

Buy a plan online Buy a plan online

On the phone

If you'd prefer to speak to someone call 0808 303 2076

In person

If you'd like to see someone face-to-face

Find a funeral home

How our funeral plans work

  • 1

    Choose and buy the right funeral plan for you.

  • 2

    We send out your pack that includes a plan summary, two 'care cards', a funeral wishes form and our terms and conditions.

  • 3

    If you choose a 'nominated person' they will also receive a copy of your plan.

  • 4

    You can fill in the funeral wishes form, return it to us and we will keep it safe.

  • 5

    Give a 'care card', that has your name and plan number on, to whoever is most likely to arrange your funeral.

  • 6

    When you die, they contact Co-op and we help them arrange everything.

Make it personal to you

Having a funeral plan means you can let people know your wishes, including any personal touches you might want. This could be your favourite music or hymns, or asking people to wear a certain colour.

When your funeral plan pack arrives, take some time to fill in the funeral wishes form and send it back to us. We share these wishes with the person arranging the funeral.

You might want to:

  • ask everyone to wear your favourite colour
  • choose a particular place of worship or venue for the service that’s important to you
  • pick the music that means something to you
  • tell us what you want be dressed in
  • have a hobby you want to feature at your funeral

You might not want any fuss at all. Not even a service. If you don’t want to leave any wishes, that's okay, too.

Whatever you ask for, we’ll do our best to make it happen.

Making changes to your plan

We understand you might want to make changes to your funeral plan or your funeral wishes over the years.

This could be because you:

  • have moved house and want to tell us your new address
  • changed your mind on music choices
  • want to switch to a different plan type
  • need a payment break because of personal circumstances

Whatever help you need, call our central care team on 0808 303 2076.

Tell people you have a funeral plan

Having a funeral plan means whoever arranges your funeral will know what to do and that it is paid for.

You could tell them about any funeral wishes you have. Don’t worry if this feels too difficult, the most important thing is they know you have a funeral plan and where to find it when it’s needed.

Questions and answers

You can cancel your plan at any time by calling us or filling in our online plan cancellation form.

If you choose to pay in full or you are paying by monthly payments over 6 or 12 months and cancel within 30 days of purchasing your plan, we’ll provide a full refund of all payments made (including any deposit). If you cancel after 30 days, we’ll refund the payments you’ve made (including any deposit) but deduct our £125 cancellation fee.

If you choose to pay by monthly instalments and you cancel within 12 months of purchasing your plan, we’ll provide a full refund of all payments made (including any deposit). If you cancel after 12 months, we’ll refund the payments you’ve made (including any deposit) but deduct our £125 cancellation fee.

Please contact us to discuss your options, if you’re struggling to pay for your plan.

If you’re spreading the cost over 6 or 12 months and you miss 3 payments in a row, we may cancel your plan and pay back the money paid, less our £125 cancellation fee.

If you’re paying in instalments over 2–25 years and you miss 3 instalments in a row, we have the right to cancel your plan and give you back the money you’ve paid, less our £125 cancellation fee, if your plan is cancelled after 12 months.

If you have a funeral plan with us and need to change any personal details, i.e. address or contact phone number, you can do this by sending us a message here. In your message, let us know:

  • Your name
  • Date of birth
  • Your funeral plan number
  • Email address

What you are changing and what it used to be, i.e. your old and new address.

We’ll contact you by email to let you know your details have been updated.

View all our frequently asked questions