Single trip travel insurance
From just £1.24 per day
Travel insurance is provided by IES Limited. 10% of new direct customers paid an average of £1.24 per day while they were away. This was for single trip travel insurance between April and June 2025.
Single trip travel insurance
We offer flexible single trip travel insurance for a one-off trip or a short break. Whether you’re travelling solo, with a partner, family, or friends, we’ve got you covered. Our insurance covers specific dates and places. This way, you only pay for what you need. Our single trip travel insurance covers any trips that last from 3 days to a year.
If you're planning on going away more than once in the next 12 months you could be better off with our annual multi-trip insurance.
Reasons to choose
Pre-existing conditions covered
Our insurance covers everyone, even with pre-existing conditions. You just need to let us know what they are.
Unlimited medical expenses
This covers you for injury, illness or serious accidents.
24 hour medical assistance
We will help you if you are ill or injured outside the UK or the Channel Islands.
Cover for cancelling or cutting short your holiday
If you have to cancel or cut short your trip due to reasons beyond your control.
Repatriation cover
Helping you get back to the UK following an injury or illness.
Over 150 years experience
Put your trust in a brand who have provided insurance since 1867.
Which? Best Buy
Consumer champion Which?, have rated our Platinum and Gold cover for Annual multi-trip and Single trip travel insurance a Best Buy.
5 Star rated cover
Independent financial experts Defaqto have given their highest rating to Gold and Platinum cover for our Annual multi-trip and Single trip travel insurance.
Why do you need travel insurance?
Travel insurance can give you extra protection if your holiday or trip doesn't go as expected.
It's there to help cover the cost of things like emergency medical treatment or the loss of valuables while you're away.
It can also protect you before you go on holiday. Whether that's for flight delays, or if you have to cancel and can't get a refund.
To make sure you're covered, it's best to arrange travel insurance as soon as you book your trip.
Co-op Member Prices
As well as 5% off Co-op Travel Insurance, members also get:
- lower prices in our food stores and online
- personalised offers every week
- access to presale tickets for Co-op Live, the UK's biggest arena
- a say in how Co-op is run
If you’re not yet a Co-op Member, you can sign up when you buy Co-op Travel Insurance. Your first insurance payment will include a one-off £1 joining fee.
5% travel insurance discount is valid for the life of the policy and does not apply to add ons or the extra cost to cover existing medical conditions.
Co-op Members can win
to Co-op Live when they buy a new policy
What if your insurance came with tickets to the gig of your dreams? Co-op Members who buy a new insurance policy direct from us by 31 October 2025 can win one of 100 pairs of Dreamseats to Co-op Live.
If you're not yet a Co-op Member, you can sign up when you buy Co-op Travel Insurance. Your first insurance payment will include a one-off £1 joining fee.
Single trip insurance features
We offer three levels of single trip travel insurance: Bronze, Silver or Gold. Each includes unlimited medical expenses and cashless medical expenses as standard.
Each level of cover is tailored to your needs, so you can decide how comprehensive you’d like your insurance to be.
See policy documents for full details and exclusions
Levels of cover and excesses
|
Gold |
Silver |
Bronze | |
|---|---|---|---|
Cut short or cancelled trip | £5,000 | £2,500 | £1,000 |
Medical expenses | Unlimited | Unlimited | Unlimited |
Emergency dental | £250 | £250 | £250 |
Personal effects and baggage | £3,000 | £2,000 | £1,000 |
Legal expenses | £40,000 | £30,000 | £10,000 |
Excess | £50 | £75 | £100 |
Gold
Cut short or cancelled trip
£5,000
Medical expenses
Unlimited
Emergency dental
£250
Personal effects and baggage
£3,000
Legal expenses
£40,000
Excess
(no excess on legal cover)
£50
Silver
Cut short or cancelled trip
£2,500
Medical expenses
Unlimited
Emergency dental
£250
Personal effects and baggage
£2,000
Legal expenses
£30,000
Excess
(no excess on legal cover)
£75
Bronze
Cut short or cancelled trip
£1,000
Medical expenses
Unlimited
Emergency dental
£250
Personal effects and baggage
£1,000
Legal expenses
£10,000
Excess
(no excess on legal cover)
£100
Excesses are per person, per section and per claim. If you would prefer not to pay an excess, you can select the ‘excess waiver’ add on when buying.
Make sure you’re covered
Get covered for your one-off holiday with our single trip travel insurance. Even if you’re only going on holiday once, it’s a good idea to get travel insurance. Our policies protect you and your family against instances of theft, damage, and illness, so you can enjoy peace of mind when travelling abroad.
Whether you’ve lost luggage or are in need of emergency surgery, we have extensive cover for your trip.
For a single trip, book your holiday cover with us today. Our travel insurance covers you before, during and after your trip. Co-op is here for you when you need us the most.
Heading away more than once this year? Upgrade to our annual multi-trip policy and receive cover for every trip you take. You could also save time and money.
Get your travel money
Co-op Insurance introduces eurochange, for your travel money needs.
With currencies including euros, dollars, and yen available at over 240 UK branches. There is also free next day delivery on orders over £600, with 0% commission on all transactions.
Existing customers
If you're an existing customer, we're here to help. Search our support guides.
Policy documents
This policy document provides details on the cover and any important exclusions.
For policies bought direct from Co-op
For policies bought direct from MoneySuperMarket
Travel insurance is promoted by Co‑op Insurance Services and arranged by IES Limited and administered by Insure and Go Insurance Services.
eurochange is promoted by Co-op Insurance Services Limited (CISL). CISL acts as an introducer only and is not part of Eurochange Ltd
Calls are charged at local rates from landline and mobiles. If your phone has inclusive minutes these calls are normally included.
Applicants for insurance are subject to normal underwriting criteria.
Co-op Insurance Services Limited will receive a percentage commission from your insurance payments.